Millions of Americans take out student loans to help pay for their education. But instead of forging a path to financial prosperity, those loans often keep those Americans from attaining it.

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Trying to figure out how to best pay back your loans or get them forgiven is hard. Do you listen to your loan servicer or your lender? What if your financial adviser has a different opinion? What are the pros and cons of consolidating your loans?

Here are some questions and answers for borrowers trying to better understand their debt and create a plan for it. 

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